The payments of BAWAG P.S.K. was splitted-off per September 25, 2003 and outsourced to the company Zahlungsverkehrsabwicklungs GmbH - in short ZVG. Since that time we process the payment transactions of almost all BAWAG P.S.K. group companies.

2008 consolidation and optimization projects have been successfully realized and a cooperation with an international accepted provider for transaction services has been engaged.

With the new brand NAVENSIS we have developped from a national to an international provider and understand ourself as european payment transactions and service provider ("European Payments and Service Provider").